Neobanks are not replacing Banks, they are taking what matters most
The debate around neobanks is often framed the wrong way. The question is no longer whether they will replace traditional banks. The issue runs deeper: how are neobanks gradually shifting the banking relationship towards other use cases, other interfaces and new habits? Customers are not massively leaving their traditional banks. They are shifting a growing […]
Power without a mandate : How democratic backsliding is redefining the political role of business
Companies are no longer judged solely by what they produce, but by what they enable, what they shape, what they protect – and what they expose. The issue, therefore, is no longer whether business should “engage in politics”. It already does, through the real-world reach of its power: information, infrastructure, technological dependencies, cybersecurity, standards and […]
Transition: The New Competitive Advantage Accelerate growth. Widen the gap.
For too long, transition has been treated as a constraint – reporting, regulatory obligations, external expectations and transparency pressure. Seen through that lens, it is almost automatically perceived as an additional cost. That reading is now too narrow. Transition now acts directly on the drivers of performance: cost structures, operational resilience, market access, quality of […]
Leading Through Uncertainty
Thursday, 8:30 a.m. Thirty slides. Six scenarios. Three risk matrices. Around the table, the Executive Committee (ExCo) has been debating for an hour. Do we launch the project? Commission further analysis?Wait for a regulatory signal?Attendre un signal réglementaire ? By 10:00, the decision is made… to reconvene. This scene is far from unique. In many […]
